What is the Stream app?

The Stream app is a complete financial wellness platform. We partner with your employer to give you total control over your pay, your savings, and your financial goals.

Key Features

  • Flexible Pay: Access the money you’ve already earned—no need to wait for payday to cover a bill or an emergency.
  • Save Automatically: Set aside funds from each paycheck for goals or emergencies before the money even hits your bank account.
  • Track Your Earnings: View your shifts and earnings in real-time so you always know exactly what you've made.
  • Credit & Taxes: Get insights into your credit score and manage your tax information effortlessly.
  • Financial Coaching: Receive expert guidance and tips to improve your money management.

Why use Stream?

  • No more waiting for payday: Pay your bills when they are due, not just when you get paid. 
  • Avoid Hidden Costs: Say goodbye to late fees, returned payments and expensive overdraft charges.
  • Take control: Build savings, improve credit, and take control of your finances.
  • Plan Ahead: Stay on top of your money and see exactly what you've earned.

Is it a loan?

No. You are simply accessing money you have already worked for and earned. There is no interest, no credit check, and no debt involved.

  • Standard Transfers: These are typically FREE and arrive by the next business day
  • Instant Transfers: Money is sent to your bank account instantly for a small fee  

© 2025 Earned Wage Access services in the United States are provided by Stream Platforms, Inc. (NMLS #2547041), the operator and manager of this website. Stream Platforms, Inc. is a wholly owned subsidiary of Stream Group Holdings Ltd, and an affiliate of Stream Platforms Ltd. Stream Platforms Ltd is the owner of all intellectual property rights on this site, and in all material published on it. All rights are reserved. Stream Platforms Ltd is a company registered in England and Wales (number 11173225) and registered with the Financial Conduct Authority (FCA).

Stream is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC.