Wagestream is a charity-backed organisation bringing better financial health to the UK and US workforce. It is a financial wellness benefit platform that allows you to access your earned wages whenever you need them. No more late bills, no overdraft fees - you are in control of your finances and when you get paid. 

Wagestream is backed by foundations such as the Joseph Rowntree Foundation, whose mission is to effect social change and solve UK poverty and Social Tech Trust (formerly Nominet Trust), who invest in companies where social transformation is behind the technology built.

💪 Financial flexibility
Track what you earn in the app and pay yourself when you want.

⏰ Instant access
Transfer your earned wages directly to your bank account in seconds.

💰 Not a loan, no interest
- Standard Transfers scheduled for next business day are FREE!
- Instant Transfers scheduled for immediate access incur a nominal fee of up to $3.29 per transaction, regardless of transfer amount.

© 2024 Earned Wage Access services in the United States are provided by Wagestream, Inc. (NMLS #2547041), the operator and manager of this website. Wagestream, Inc. is a wholly owned subsidiary of Wagestream Holdings Ltd, and an affiliate of Wagestream Ltd. Wagestream Ltd is the owner of all intellectual property rights on this site, and in all material published on it, including the trademarks WAGESTREAM and the W Device mark. All rights are reserved. Wagestream Ltd is a company registered in England and Wales (number 11173225) and registered with the Financial Conduct Authority (FCA).

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Wagestream is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC. The Wagestream Mastercard® Debit Card is issued by Piermont Bank; Member FDIC, pursuant to a license from Mastercard and may be used everywhere Mastercard® debit cards are accepted.