How does the Wagestream app work?

Wagestream  is a financial technology company that offers employees a financial wellness service. It provides a platform that allows workers to access a portion of their earned wages in real time before their regular payday. 

  • We partner with your employer and connect to their payroll systems.

  • We allow you to keep track of how much money you have earned in real-time.

  • If you want to access some of your earned wages before payday, you can request it through the Stream feature in the app.

  • The money will be sent to your bank account quickly, with a small fee.

  • On payday, your Streams will be deducted from your paycheck.

The app doesn't provide loans; it just lets people access money they've already earned. This way, employees can avoid expensive loans and stay on top of their finances.

© 2024 Earned Wage Access services in the United States are provided by Wagestream, Inc. (NMLS #2547041), the operator and manager of this website. Wagestream, Inc. is a wholly owned subsidiary of Wagestream Holdings Ltd, and an affiliate of Wagestream Ltd. Wagestream Ltd is the owner of all intellectual property rights on this site, and in all material published on it, including the trademarks WAGESTREAM and the W Device mark. All rights are reserved. Wagestream Ltd is a company registered in England and Wales (number 11173225) and registered with the Financial Conduct Authority (FCA).

Wagestream is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC. The Wagestream Mastercard® Debit Card is issued by Piermont Bank; Member FDIC, pursuant to a license from Mastercard and may be used everywhere Mastercard® debit cards are accepted.