Will Stream change my expected payday?

No - your paycheck will be deposited on your regular, scheduled payday. Stream does not alter your employer’s official pay schedule.

Will my payment ever be delayed? The only time your payment timing might shift is if your primary payment method (such as a debit card) is incorrect or expired.

If this happens, we don't hold your money. We immediately trigger a backup:

  • Same-Day ACH Transfer: we automatically redirect your pay to your linked bank account.

  • Arrival Timing: While we initiate this as soon as possible on your payday, the exact time the funds appear depends on your bank's internal processing times for ACH transfers. Most Same-Day ACH transfers land by 5:00 PM or 9:00 PM local time on your payday, depending on your bank’s processing schedule

© 2025 Earned Wage Access services in the United States are provided by Stream Platforms, Inc. (NMLS #2547041), the operator and manager of this website. Stream Platforms, Inc. is a wholly owned subsidiary of Stream Group Holdings Ltd, and an affiliate of Stream Platforms Ltd. Stream Platforms Ltd is the owner of all intellectual property rights on this site, and in all material published on it. All rights are reserved. Stream Platforms Ltd is a company registered in England and Wales (number 11173225) and registered with the Financial Conduct Authority (FCA).

Stream is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC.