➕ Your available earnings on Wagestream are calculated from a percentage of your gross worked shifts, or salaried wages. 

• Your employer sends us your shift/salary data which automatically gets added to the app once submitted and approved. Your available balance will consider the hours you've worked up to the current moment.

• Your earned wages are calculated based on your hourly rate (if you are an hourly employee) or your salary (if you are a salaried employee). 

• Employer-set limits are applied by default and can include a cap on what % of your earnings you can access early, the maximum amount of money you can access early and the maximum number of Streams you can make in a single pay period. This will be reflected in your balance calculation in the app. 

• The app typically follows your employer's pay cycle. So, if your regular payday is at the end of the month or bi-weekly, your available balance will be calculated up to the current date in that pay cycle.

• If you haven't earned it, you can't access it. As you work shifts/ accrue a salary within your current pay period, those earned wages will be approved and submitted by your employer. Once they sync with us, your available balance will increase; submission and sync times vary at the discretion of your employer.