Can I set my own transfer limits?
To help you stay on budget, you can customize exactly how much of your pay you can access.
What can you customize?
- Percentage: Lower the percentage of your earnings that shows as "available" to transfer.
- Monetary Limit: Set a maximum dollar amount for either a single transfer or your total transfers for the month.
- Frequency Limit: Set a "hard cap" on the total number of transfers you can make per pay period.
How to set your limits:
- Open the app and go to Settings.
- Tap on Usage Limits.
- Adjust the amounts or percentages to fit your personal goals.
Lock your progress 🔒
If you want to be extra careful with accessing your pay early, you can "lock" these limits for a set time.
Note: While locked, you can always lower your limits further, but you will not be able to increase them until the lock period ends.
© 2025 Earned Wage Access services in the United States are provided by Stream Platforms, Inc. (NMLS #2547041), the operator and manager of this website. Stream Platforms, Inc. is a wholly owned subsidiary of Stream Group Holdings Ltd, and an affiliate of Stream Platforms Ltd. Stream Platforms Ltd is the owner of all intellectual property rights on this site, and in all material published on it. All rights are reserved. Stream Platforms Ltd is a company registered in England and Wales (number 11173225) and registered with the Financial Conduct Authority (FCA).
Stream is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC.
Stream is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC.