If your employer pays you "in arrears" (meaning there is a gap between the final working day of the pay period and the day you get paid), your transfers may occasionally be split across two different pay periods.

How it works

When you make a transfer during that "overlap" between periods, the app follows a simple rule to keep your balance accurate:

1. Current Period First: The app will use your current (new) pay period balance first if it can. This will be repaid from your future paycheck which is further away.
2. Previous Period Second: If you transfer more than what you've earned in the new period, the rest is taken from your previous period balance. This is repaid from your next upcoming paycheck.

Where can I see how much is being settled from my next paycheck? 

You never have to guess which paycheck is being affected. You can see the exact breakdown in the app:

• For your total repayment: Tap Home > Next Paycheck to see exactly how much will be deducted from your next pay.
• For specific transfers: Go to Track > Transfers and tap on a transaction to see which pay period it was assigned to.