How does Stream settle transfers?

Settlement is an automatic process. Repayments are taken from your paycheck before your remaining pay is distributed to your chosen bank accounts

  • Automatic Deduction: On payday, Stream automatically deducts the total amount you transferred (plus fees) from your paycheck

  • Savings Account Contributions: If you have set up a a savings account, any amounts you chose to save will also be deducted at this time.

  • Payday Deposit: Once your early transfers are repaid, the rest of your paycheck is deposited into your bank account as usual.

  • Carry Over: If your paycheck doesn't cover the full amount of your transfers, the remaining balance will carry over and be deducted from your next paycheck.

Example Settlement:

  • Net Paycheck: $500

  • Early Transfers: -$100

  • Transfer Fees: -$3.29

  • Save Account Contribution: -$20

  • Payday Deposit: $376.71

  • Carried Over: $0
© 2025 Earned Wage Access services in the United States are provided by Stream Platforms, Inc. (NMLS #2547041), the operator and manager of this website. Stream Platforms, Inc. is a wholly owned subsidiary of Stream Group Holdings Ltd, and an affiliate of Stream Platforms Ltd. Stream Platforms Ltd is the owner of all intellectual property rights on this site, and in all material published on it. All rights are reserved. Stream Platforms Ltd is a company registered in England and Wales (number 11173225) and registered with the Financial Conduct Authority (FCA).

Stream is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC.